Better rates & terms than at the bank!
Our long-term permanent financing solutions come from some of the biggest names you’ve probably never heard of. These wholesale investors offer the lowest rates and longest terms possible for most major property types.
Kastali works with thousands of referral partners and hundreds of banks every day of the week.. we’ve seen it all.
We advise our clients around underwriting pitfalls long before they happen or avoid them altogether before getting started, saving you time and money.
Kastali Directors are a central point of communication and control the process with the bankers, underwriters, processors and the numerous third parties needed to close your loan. – Appraisers, Title Agents, CPA’s, Realtors, Insurance Agents, Surveyors, Attorneys, Secretaries, Closers, etc.
We make an often-difficult process smooth and easy, plus we’re a lot cheaper than a CFO and know a lot more about commercial underwriting than your CPA or Attorney.
Choose one of our loan programs on the Left to learn more about our permanent guidelines or to get started.
Typical Permanent Strategies Include:
- Acquisition & Refinance
- Limited cash out – property focused only
- Bridge & Hard Money loan takeout’s
- Cash-Flowing properties only
- Full documentation applications
- Full appraisal & 3rd party verifications
Permanent Loans We Typically Do By Volume:
We have closed in as short as 30 days, but typically 45-60 days is standard from the time a full application is submitted.
No, you will need to close with an Entity. You can either create one for the transaction or use a current Entity you already own.
You may need Hard Money or a Bridge Loan, typically Long-Term Investors expect to see good credit. FICO requirements typically 680-700+
Depending on the circumstances and what you’re trying to do, we have lenders who understand good people make bad decisions.
Yes, typically all long-term lenders charge a Due-Diligence retainer or Underwriting fee for their time. This amount will vary depending on the size and complexity of your request. Lender due diligence fees typically start from 5-10k and can be as much as 1% of your loan amount with any unused balance refunded or credited towards your closing cost.