Welcome to Kastali Capital

 

At Kastali Capital, we’re more than just financiers – we’re the bridge between your vision and reality. For nearly two decades, we’ve been rewriting the rules of commercial lending, blending creativity, expertise, and access to capital to deliver solutions that others can’t. 

Whether you’re navigating the complexities of Term and SBA lending, seeking tailored funding solutions, or tackling a unique challenge, we bring the resources, relationships, and resolve to get you to the finish line. 

Where Challenges Meet Opportunity

Our Philosophy

We don’t see obstacles – we see opportunities waiting to be unlocked. Over the past 20 years, we’ve built a reputation for being the problem-solvers, the ones who step in when others step back. 

From offering our own capital to leveraging a network of top-tier lenders, we craft solutions that are as unique as the businesses we serve. And it’s not just about closing deals – it’s about creating lasting partnerships built on trust, expertise, and results. 

Why Kastali Capital? 

When you work with us, you’re not just getting a financing partner – you’re gaining an edge. 

  • We Fund the Impossible: With the ability to offer our own capital, we move fast, think creatively, and deliver certainty. 
  • Polished Perfection: Every loan submission we craft is a masterpiece, designed to resonate with the top lenders in the industry. 
  • Relationships That Open Doors: Our long-standing partnerships with the best lenders in every loan program category mean we secure terms others can’t. 
  • Cool Under Pressure: We thrive where others falter – running toward the fires, not away from them. 

The Kastali Approach

At Kastali Capital, we believe every client deserves a bespoke solution. Here’s how we make it happen: 

  1. Listen & Understand: Your goals become our mission. 
  1. Design the Perfect Package: From polished submissions to creative structuring, we ensure your loan request stands out. 
  1. Leverage Relationships: With nearly two decades of lender partnerships, we know how to unlock doors others can’t. 
  1. Deliver Results: Whether it’s Term Lending, SBA loans, or direct funding, we get you across the finish line. 
custom financing solutions
Our Expertise

Mastery Across All Programs

At Kastali Capital, we don’t just specialize in one or two programs – we excel in every loan program and property type we offer. From multifamily to mixed-use, from SBA to construction financing, we know the rules, the nuances, and the strategies to make every deal work.

Advisors and Lenders

We’re more than just a source of capital – we’re your trusted advisors. With a deep understanding of underwriting standards, lending guidelines, and market dynamics, we provide the insights and guidance you need to make informed decisions.

Comprehensive Knowledge, Seamless Execution

Our expertise spans the entire spectrum of commercial lending, allowing us to craft solutions that fit your unique needs. Whether it’s navigating complex underwriting requirements, structuring creative financing, or delivering polished submissions, we bring unmatched precision and professionalism to every deal.

What Sets Us Apart?
  • Certainty in Uncertain Times: When the stakes are high, we deliver.
  • Tailored Solutions: Every client, every deal, every solution – customized to your needs.
  • 20 Years of Experience: We’ve seen it all, and we know how to navigate the complexities of commercial lending.
  • A Track Record of Success: With over $1 billion in funded transactions, we’re the partner you can trust.
Watch Our Story

Learn more about Kastali Capital and how we make financing easy. In this short video, we’ll walk you through our company’s mission, values, and streamlined process for securing the capital you need.

 

The Kastali Experience

Imagine working with a team that:

  • Anticipates your needs before you even ask.
  • Speaks the language of lenders, ensuring your deal gets the attention it deserves.
  • Stays calm under pressure, finding solutions when others see dead ends.
  • Delivers results, time and time again.

That’s the Kastali experience – and it’s why our clients keep coming back.

Let’s Build Something Extraordinary Together

Your business deserves more than cookie-cutter solutions. It deserves a partner who sees the big picture, understands the nuances, and has the resources to make it happen.

At Kastali Capital, we’re not just here to fund your next project – we’re here to help you build your future.

Meet the Team

A Team of Professionals

Kastali’s leadership and its directors have decades of experience individually and as a team with most of our directors originating over 20+ years.

Our experience allows us to stay cool under pressure, we run towards the fire.

Darren Herringshaw

Principal – Managing Director

Business & Commercial Term Debt 

Land Development & Construction 

CRE Sales & Acquisitions 

Private Equity 

Commodities & Supply Chain 

Bridge & Private Office Lending 

Tim Kozlowski

Senior Director

Business & Commercial Debt
Land Development & Construction

Michael Patrick

Senior Director

Business & Commercial Debt
Land Development & Construction

Principal – Managing Director

  • Business & Commercial Debt
  • Land Development & Construction
  • CRE Sales & Acquisitions 
  • Private Equity 
  • Market Maker – Commodities & Supply Chain

 

Mr. Herringshaw brings 17+ years’ commercial & 20+ years originating to Kastali with a strong command of most CRE property and loan types. 

Darren is well versed in most types of real estate or asset-backed financing and connected to highly skilled professionals to fill the gaps when he doesn’t have the all the answers. He’s been known since 2007 as a go to resource with an extensive network of private investors and off-market wholesale real-estate opportunities with the ability to secure the best wholesale & institutional financing available. 

A tireless commitment to “see it through” has earned Darren a reputation as a go-to resource & guide for real-estate investors as well as business owners looking for creative financing. Darren’s uncanny knack for seeing between the lines and quickly locating solutions for seemingly impossible obstacles has kept the phone ringing for nearly 2 decades.

Now with a long track record of structuring successful teams Darren has combined all of his strengths under the Kastali brand with its considerable network of financing options made possible through decades of experience working with high-net-worth individuals, commercial property owners and small to mid-cap businesses owners coast to coast. 

Tim Kozlowski – Senior Director

  • Business & Commercial Debt
  • Land Development & Construction
  • CRE Sales & Acquisitions 

Tim brings to Kastali 20+ years’ successfully navigating his clients through an ever-changing lending environment with a high degree of integrity and trust. 

Tim’s dedication to learning, along with decades of experience allows him insights that give Tim the ability to quickly secure creative financing for his clients regardless of the complexity.  

His passion for being a trusted market leader and the “Go-To” lender for family, friends, clients, and referral partners makes him a key asset to our company. 

Tim is well versed in most types of commercial lending but specializes in; 1031 exchange transactions and Small to Mid-Cap commercial and business financing ranging from standard SBA lending to Partnership Buyouts, Recapitalization and Acquisition Financing at all levels. 

His solid reputation as a highly reliable advisor for Land Development & Construction projects ranging from standard construction to community development often make Tim a 1st call.

Michael Patrick – Senior Director  

  • Business & Commercial Debt
  • Land Development & Construction
  • CRE Sales & Acquisitions 

Mr. Patrick is a seasoned veteran and brings over 20 years of origination experience.

Mike makes it a priority to dig in and fully understand his clients’ needs and then strives to exceed expectations with every new request. He not only takes pride in his work but truly enjoys getting to know his clients on a personal level too.   

“I love meeting new people and building long lasting relationships while I help them accomplish their goals,” 

He’s well versed in most types of commercial lending and a go to deal maker specializing in SBA and Small to Mid-Cap Business and CRE. Mike is also our Construction expert for Land Development & Construction projects ranging from Fix-n-Flip to large Community Developments. 

Mike is a devoted family man and enjoys spending time with his wife and kids when he’s not traveling or having fun with his 2 Bull Mastiffs. 

Antonio Fonseca

Director

Business & Commercial Debt
CRE Sales & Acquisitions

Tim McGraw

Senior Director

Business & Commercial Debt 

CRE Sales & Acquisitions 

Bridge  

Darlynn Lawson

Loan Administrator

Business & Commercial Debt
Land Development & Construction
CRE Sales & Acquisitions
Private Equity
Market Maker – Commodities & Supply Chain

Antonio Fonseca – Director 

  • Business & Commercial Debt
  • CRE Sales & Acquisitions 

Mr. Fonseca is an MBA graduate from the Mercy College School of Business. Antonio has been originating mortgages since 2001 and has been recognized as a top originator in both the Texas and NY markets for the past 10 years.

Antonio utilizes a mix of key financial strategies when tailoring his approach for his clients, always keeping a keen eye on their short-term and long-term goals with a priority of ensuring they maximize their internal rate of return on each investment.

As a result of his expertise in multiple financial disciplines, Antonio is often turned to by professionals for advice regarding their loans, but also regarding real estate taxation, housing markets and more. 

Mr. Fonseca has conducted numerous workshops and continuing education courses for real estate agents, CPAs, and Financial Planners.

He is well versed in most types of commercial lending, but specializes in 1031 exchange transactions as well as

SBA and Small Business Lending to include Short- and Long-Term structures for recapitalization, acquisition and much more. 

Antonios core belief is that he was put on earth to solve problems, driving a personal ambition to leave his community a better place.  His spirit shows through in his commitment to clients, always putting their interest first. 

Mr. Fonseca is an avid soccer and pickleball player who also enjoys coaching several different sports in the Houston TX area where he maintains an active presence in the community. 

Demos Revelis – Director  

  • Business & Commercial Debt
  • CRE Sales & Acquisitions 

Mr. Revelis brings 25+ years’ originating experience to Kastali with a proven track record of executing smoothly and timely for his clients no matter the situation. 

Demos is an authority on many types of commercial lending and has the ability to foresee obstacles other industry professionals can often overlook. This attention to detail has allowed him to help thousands of clients over two decades close their loan on time, making often complicated transactions or scenarios seem effortless and easy. 

He is well versed in most types of commercial lending, but specializes in 1031 exchange transactions as well as

SBA and Small Business Lending to include Short- and Long-Term structures for recapitalization, acquisition and much more.

Darlynn Lawson – Loan Administrator

  • Business & Commercial Debt
  • Land Development & Construction
  • CRE Sales & Acquisitions 
  • Private Equity 
  • Market Maker – Commodities & Supply Chain

Ms. Lawson is a seasoned 15+ year administrator who has seen it all and takes pride in making sure the small details aren’t overlooked. Junk In-Junk Out is her motto, Darlynn is a key asset to the company managing 1000’s of documents and dozens of files on a monthly basis, making certain we submit clean and organized files for quick approvals. 

Darlynn is well versed in most types of commercial lending, she is often the glue holding the office together and a key player on the Kastali team when working with us on Small to Mid-Cap Business & CRE Term financing or Land Development & Construction projects. 

Katharine Elaine

IT Director / Social Media & Digital Administrator

IT Director
Social Media & Digital Administrator

Kathleen De La Rosa

Marketing Director

Web Design & Marketing Specialist
Kathleen holds a Bachelor of Communication Degree.

Katharine Elaine – IT Director / Social Media & Digital Administrator

  • IT Director 
  • Social Media & Digital Administrator

Katharine has a B.F.A. in Computer Graphics and a M.S. in Software Engineering. She has worked in a multitude of different disciplines including Software Engineering, Computer Graphics and Data Visualization Applications.  As a graphic designer, her work can be seen in high profile places throughout River North in Chicago including a large-scale branding project at Greenway Garage, the first designated “green” garage in North America, and at 350 North Clark, the Thompson Building.  As a software engineer, she has worked for the largest brick and mortar store in the world to pioneer new technologies used world-wide.   

Katharine is creative and always strives to improve herself as an engineer. She brings a capability to analyze complex problems and provide concrete, well-thought-out solutions. She has considerable and varied experiences and considers herself as a life-long learner always looking for a new challenge. 

Her specialties are Software Engineering, Machine Learning and Data Analysis.

Kathleen De La Rosa

Marketing Director

  • Web Design & Marketing Specialist
  • Kathleen holds a Bachelor of Communication Degree.

Kathleen De La Rosa holds a Bachelor of Communication Degree with 6+ years of experience in web design and digital marketing. She specializes in maintaining, updating, and optimizing websites to improve their performance and user experience. She also has expertise in managing email marketing campaigns and developing communication strategies.

Prior to her current role, she worked as a Graphic & Web Designer at several fintech companys, where she gained experience in copywriting, website design, digital retouching, image editing, and logo and illustration design. She is fluent in English and Spanish.