Agricultural & Recreational Property Financing
Empower your agricultural and recreational property investments with flexible financing solutions designed to meet the unique demands of these specialized property types. Whether you’re acquiring farmland, ranches, or recreational facilities, we offer a range of loan programs to help you succeed.
Why Choose Us?
Financing agricultural and recreational properties requires a deep understanding of their unique operational and market dynamics. With our expertise, we provide tailored loan solutions, competitive rates, and a seamless process to meet your specific needs.
Key Features of Our Agricultural & Recreational Property Financing
- Loan Amounts: $500,000 to $50 million+
- Loan Types: Acquisition, Refinancing, Development, and Value-Add Improvements
- Max Loan-to-Value (LTV): Up to 70%
- Amortization Terms: 15–30 years
- Interest Rates: Competitive rates available upon request
- Time to Close: Underwriting timelines range from 15 to 90 days – transaction specific
Borrower Requirements
- Minimum FICO: Underwriting Specific – see below
- Recourse and Non-Recourse options: Available
- Strong property financials and operational stability: Preferred
- Occupancy Types: Owner-occupied or investor-owned properties
Specialized Agricultural & Recreational Financing Considerations
Our agricultural and recreational property financing solutions are tailored to address the following factors:
- Property Type: Finance properties such as farms, ranches, vineyards, hunting lodges, and recreational facilities.
- Market Viability: Assess the demand and market trends for agricultural production or recreational activities.
- Operational Complexity: Address the operational requirements and challenges of agricultural or recreational properties.
- Zoning and Licensing: Navigate zoning regulations, environmental compliance, and licensing requirements.
- Value-Add Opportunities: Provide funding for renovations, upgrades, or redevelopment to maximize property value and cash flow.
Example Property Types We Finance
- Farmland and Ranches
- Vineyards and Wineries
- Equestrian Centers
- Hunting Lodges and Cabins
- Fishing Resorts and Marinas
- Campgrounds and RV Parks
- Ski Resorts and Mountain Lodges
- Golf Courses and Country Clubs
- Eco-Tourism and Nature Retreats
- Timberland and Conservation Properties
Tailored Solutions for Office Property Owners and Investors
Whether you’re looking to acquire a new office property, refinance an existing one, or fund value-add improvements, we provide end-to-end support to ensure a seamless financing process.
Contact Us Today
Ready to explore financing options for your multifamily property? Contact our team to discuss your needs and discover customized solutions.
Full Doc Underwriting
Limited Doc Underwriting
Common Sense Underwriting
Kastali’s Term Lending (Non-SBA)
| Time Required to Close | 75-90 Days on Average |
| Loan Size | 500k to 50M+ |
| Loan Type | Purchase, Rate & Term, Cash-Out |
| Loan Purpose | Stabilized Properties, Cross Collateralize – Portfolio, Real Estate (RE) Only, Long-Term Hold, Use Equity – Business Purpose, USDA – Rural |
| Max LTV | Up to 70% LTV |
| Terms | 5, 7, 10yr terms |
| Amortization | 15-25yrs |
| Rates | On request – Please Call |
| DSCR Requirement | 1.35x to 1.50x DSCR |
| Lien Position | First Trust Deed Only |
| Borrower Entity | Single Asset Entity |
| Minimum FICO | 700+ Minimum |
| Prepayment Penalty | Typically 3-1% step down |
| Recourse | Full Recourse |
| Occupancy Requirement | Investor / Owner-Occupied |
| Lender Origination Fees | 1.5%-2.5% |
| Broker Fees | 1%-2% |
| Due Diligence Retainer | $10,000-$25,000 |
| Packaging Deposit | $895 – Refundable |
| Locations | Continental US |
***For real estate professional use only, not meant for the general public.
***Rates and terms subject to change without notice.
Full Doc Underwriting
Limited Doc Underwriting
Common Sense Underwriting
Kastali’s Bridge Lending
| Time Required to Close | 4-6 Weeks on Average |
| Loan Size | 500k to 50M+ |
| Loan Type | Purchase, Rate & Term, Cash-Out |
| Loan Purpose | Bridge to Perm / Sell, Value-Add / Light Rehab Fix n Flip/Hold, Value-Add / Lease-Up & Stabilize, Construction to Perm, Quick Close, Bad Credit, Light Document, Reduced Underwriting, Short-Term, Distressed Property, Use Equity – Business Purpose |
| Max LTV | Up to 60% LTV |
| Terms | 1-3yr terms |
| Amortization | 25-30yrs – Typically I/O |
| Rates | On request – Please Call |
| DSCR Requirement | 1.15x DSCR minimum |
| Lien Position | First Trust Deed Only |
| Borrower Entity | Single Asset Entity |
| Minimum FICO | 650+ Minimum |
| Prepayment Penalty | Typically None |
| Recourse | Full Recourse |
| Occupancy Requirement | Investor / Owner-Occupied |
| Lender Origination Fees | 2%-4% |
| Broker Fees | 1%-2% |
| Due Diligence Retainer | $7,500-$15,000 |
| Packaging Deposit | $895 – Refundable |
| Locations | Continental US |
***For real estate professional use only, not meant for the general public.
***Rates and terms subject to change without notice.