Kastali Capital Lending Programs
Specialized Financing Solutions
At Kastali, we specialize in providing tailored financing solutions for a wide range of real estate and business needs. Whether you’re a seasoned investor, a developer, or a small business owner, our lending programs are designed to offer flexibility, competitive rates, and expert guidance to help you achieve your goals.
We understand that every project and borrower is unique, which is why we offer a variety of underwriting types to match your specific requirements. From long-term, stabilized financing to short-term bridge loans, we have the expertise and resources to structure the right solution for your needs.
Our Underwriting Options
- Standard Financing: Traditional loans with competitive rates and straightforward terms for stabilized properties or businesses.
- Term Lending: Long-term fixed-rate financing for acquisitions, refinances, and other stable projects.
- Agency Lending: Specialized financing backed by Fannie Mae, Freddie Mac, or HUD/FHA for multifamily and affordable housing projects.
- CMBS & Life Company Lending: Fixed-rate, non-recourse financing for stabilized commercial properties, ideal for long-term investors.
- Bridge Lending: Short-term, flexible financing to cover transitional periods, such as property repositioning or lease-up.
- Hard Money Lending: Quick-closing, asset-based loans for time-sensitive or high-risk transactions.
Explore our lending programs below to find the right solution for your project or business. Each program is designed with success in mind, offering competitive terms, flexible structures, and personalized service.

Multifamily Properties
We proudly offer both short- and long-term financing options for properties with 5 or more units, including multifamily buildings, as well as mixed-use properties with a residential focus, available in all major markets nationwide to meet the diverse needs of investors.

Commercial Properties
We provide financing solutions for a wide range of standard asset classes, including Light Industrial, Office Spaces, Retail Properties, Mixed-Use, Hospitality Ventures, Niche Markets, Recreational Properties, and many others, ensuring we can meet the needs of diverse investment opportunities.

Small Business Lending
We offer comprehensive funding solutions up to 10M tailored to meet the needs of small businesses, including financing for real estate acquisitions, working capital, business expansion, import/export operations, franchise development, and select startup ventures for well qualified applicants.

Residential 1-4 unit & SFR Portfolio’s
We specialize in business-purpose lending designed exclusively for all residential property types with 1-4 units. Our financing solutions include options for Fix & Flip projects, Fix & Hold strategies, and long-term portfolio lending, providing flexibility and tailored support to meet the unique needs of real estate investors and developers.

Land – Agricultural / Recreational
We provide short- and long-term financing solutions tailored for farming, agribusiness, and sporting properties, offering both full and non-recourse options. Our flexible programs are designed to support the unique needs of these industries, ensuring accessible and customized funding to help you achieve your goals.

Construction & Land Development
We specialize in helping developers facing Vertical challenges or those who’ve outgrown their current lenders and are actively seeking new financing relationships. Our tailored solutions support thriving communities, sustainable business growth, and long-term project success nationwide.
Land Financing Solutions Tailored to Your Goals
Harness the full potential of your agricultural or recreational land with financing designed for your success. Whether you’re growing your farming operation, expanding agribusiness, or investing in sporting properties, our flexible loan programs provide the support you need to thrive.
Explore our Agricultural & Recreational Land Financing options, thoughtfully crafted to address the unique needs of landowners, farmers, and developers. From long-term stability to short-term funding, we offer customized solutions to help you achieve your financial and operational goals.
Long-Term Financing
Secure the future of your property with long-term financing solutions built to last. Perfect for stabilizing agricultural or recreational properties, these loans offer competitive terms and reliable funding. Enjoy predictable payments and peace of mind as you focus on growing your investments.
Short-Term Bridge Lending
Keep your projects moving forward with short-term bridge loans designed for transitional needs. Whether you’re acquiring new land, making improvements, or preparing for permanent financing, our bridge lending solutions provide the flexibility and speed to meet your goals.
Agribusiness Financing
Fuel the growth of your agribusiness with financing solutions tailored to farming operations and agricultural enterprises. From equipment purchases to operational expansion, our programs ensure you have the capital to cultivate success and thrive in a competitive industry.
Ready to Take the Next Step?
Your vision deserves the right financing partner. Let us help you bring your plans to life with customized solutions that work for you.
- Apply Now to take the first step toward securing your financing.
- Get More Details by contacting our team of experts who are ready to guide you through every step of the process.
Don’t wait—unlock the potential of your land today!
- Choose one of our Loan Programs.
- Select the Underwriting Type that best fits your request.
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- Review our matrix parameters to be sure you’re a fit.
- Submit your Scenario or Full File online for instant feedback and next steps.
- Quote & Scenario Sizer – 4 to 5 min
- Full Application – 7 to 10 min
- You can upload your Fannie Mae 1003 Lending Pad files!
- A Kastali Director is assigned to your file and a welcome call for you automatically scheduled in their calendar
- Collect docs needed to secure Rates & Terms quickly.
After Submission you’ll receive instant feedback on your request with a short list of items needed to secure quick terms and also a more comprehensive list of item we know you’ll need to pass underwriting.
If you’re still not sure of the direction to take or it’s a little more complicated than our online form…
A quick phone call or email is usually the fastest way to get answers clear answer fast.s.
TTYS,
Kastali
Watch this quick video on our easy-to-use Loan Portal.
- Receive updates on Loan Milestones and outstanding or cleared conditions.
- Monitor loans 24-7 online or on the go with intuitive Apple & Android portals.
- Upload supporting documents online or from your smartphone.