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For the best advice and quickest response, please give as much detail as possible.

At minimum we typically need the following info to issue a quick verbal quote:

  • Loan Amount needed and Current Value
  • Purchase, Cash-Out or Rate & Term
    • Use of funds if cash-out
  • Estimate of Borrower Credit
  • Property Type or preferably the Property Address
  • Will the owner occupy over 51% of the property?
  • Are there any Vacancies? – if so how many, and total units.
  • Confirm Underwriting expectations.
    • Does borrower want full doc or stated income underwriting?
    • Can borrower provide 2-3yrs business & personal tax returns?
      • Do they show losses?
  • A little background story never hurts.